You have to have one...why not get a checking account that is simple and fits your lifestyle?
The basic, no-frills checking account. Perfect if you want a simple, hassle-free account with no minimum balance.
You don’t need a store to spend money…or a branch to manage it. This “on-the-go” account rewards you for using automated services and gives you the opportunity to earn interest.
Because you deserve a fresh start on your financial future. Establish your credit while enjoying the basic checking benefits you need.
This better-than-basic checking account earns interest with a low minimum balance.
Maximize your yield with added benefits
Special money-saving benefits for members who are 50+ or retired.
Build your savings automatically every time you make a purchase using your debit card. When you enroll, every debit card purchase is rounded up to the next dollar and the difference is transferred to your savings account. So how does it work?
Just use your debit card to buy something. Let's say it's groceries and you paid $78.18. We’ll transfer 82¢ to your savings!
Automatically moves money from savings to checking to cover overdrafts (as long as funds are available…so keep some “cushion money” in there!)
There is a nominal fee for each transfer from savings (but that beats an NSF fee and other charges from the merchant!)
Due to federal regulations, electronic transfers from savings are limited to six uses per month
Overdraft Line of Credit
Automatic protection when you need it
No transfer or overdraft fees!
Access to cash when you need it for large or unexpected expenses
Payments are billed monthly according to the balance on the last day of the previous calendar month assuming a three month repayment period. Current rate is 15.00% Annual Percentage Rate.
Overdraft Privilege Overdraft Privilege acts as your last line of defense against overdrawing your checking account. (So if you have protection from savings and/or a line of credit those will be used first.)