Learn about our newest and best rewards checking options from Kasasa! Choose Kasasa Cash to earn 5.00% APY* on balances up to $25,000 or Kasasa Cash Back for 5.00% cash back on purchases up to $200 per month! Add Kasasa Saver to earn 2.00% APY* on balances up to $100,000!
Thrifty
The basic, no-frills checking account. Perfect if you want a simple, hassle-free account with no minimum balance.
Branchless
You don’t need a store to spend money…or a branch to manage it. This “on-the-go” account rewards you for using automated services and gives you the opportunity to earn interest.
Fresh Start
Because you deserve a fresh start on your financial future. Establish your credit while enjoying the basic checking benefits you need.
Interest
This better-than-basic checking account earns interest with a low minimum balance.
Preferred
Maximize your yield with added benefits
Dominion
Special money-saving benefits for members who are 50+ or retired.
cuSaver
Build your savings automatically every time you make a purchase using your debit card. When you enroll, every debit card purchase is rounded up to the next dollar and the difference is transferred to your savings account. So how does it work?
Just use your debit card to buy something. Let's say it's groceries and you paid $78.18. We’ll transfer 82¢ to your savings!
Automatically moves money from savings to checking to cover overdrafts (as long as funds are available…so keep some “cushion money” in there!)
There is a nominal fee for each transfer from savings (but that beats an NSF fee and other charges from the merchant!)
Due to federal regulations, electronic transfers from savings are limited to six uses per month
Overdraft Line of Credit
Automatic protection when you need it
No transfer or overdraft fees!
Access to cash when you need it for large or unexpected expenses
Payments are billed monthly according to the balance on the last day of the previous calendar month assuming a three month repayment period. Current rate is 15.00% Annual Percentage Rate.
Overdraft Privilege Overdraft Privilege acts as your last line of defense against overdrawing your checking account. (So if you have protection from savings and/or a line of credit those will be used first.)
With UChoose Rewards, you earn points for every transaction you make with a Your Community Credit Union debit card.
Earn one point for every $2 spent when you use your card. Get bonus points when you shop at participating retailers or at the UChoose Rewardswebsite.
Get Started
Register your CVFCU debit card at UChooseRewards.com. (Have a checking account but no debit card? Need to open a checking account? Contact the Call Center at 434/528-9016.)
Then live your life. Buy groceries, fill up your gas tank, —you know, the usual. The only difference is that, now, you’ll be earning points toward free goodies!