Business Loans

Put your business on the growth track with timely financing

Ready to put your business plans into action? The sky's the limit here! Term loans and credit lines from Your Community Credit Union help businesses purchase equipment, buy vehicles, upgrade facilities, expand inventory and take other steps to stay ahead of the competition.

  • Fixed-rate term loans
  • Equipment financing with payment terms up to seven years
  • Commercial vehicle loans with low rates for new purchase and refinances
  • Unsecured loans up to $25,000
  • Lines of credit for short-term cash needs ranging from seasonal hiring to paying for repairs
  • Commercial loan refinancing with terms up to 15 years and 30-year amortization available

Small Business Administration Loans

  • Terms loans and working capital for start-ups and existing small businesses
  • SBA loans often have higher credit limits, longer payment terms and more relaxed credit thresholds than traditional loans
  • Financing for real estate acquisition, equipment purchases, facilities renovation, business expansion and more
  • Work directly with Central Virginia FCU lending professionals and not a government agency