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Central Virginia Federal Credit Union Homepage

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Rates are Falling 

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Holiday Loans

Our gift to you: Personal Loans that allow you to surprise everyone on your list! Choose the option that works best for you! Borrow up to $2500 at 3.99% APR* for 12 months or 4.99% APR* for 24 months. Use a personal loan for any purpose - holiday expenses, home improvement, appliances, medical care, pet care, furniture - anything you need! Speak to a loan officer about your options today!

Our Excellent Rates











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Home Equity

A home equity loan or line of credit can be the perfect way to cover home renovations, education expenses, debt consolidation, pet expenses...or anything else you need! Our home equity options are as low as 3.25% APR* right now! 

A Home Equity Line of Credit as low as 3.25% APR* features a variable rate and allows you to use your credit again and again. Similar to a credit card, as you pay down your balance, you can borrow again for other needs. 

A Home Equity Loan as low as 3.49% APR* offers a fixed rate for the life of the loan along with a fixed monthly payment.