
Central Virginia Federal Credit Union
Member-Owned, Community Driven
As a member, you're not just a customer—you're an owner. Together, we build a stronger community by reinvesting in your financial success and local initiatives. That's the Credit Union Difference.
Featured Rates
Enjoy our everyday low rates on personal and business loans!
Auto
as low as
2.99 %
*Annual Percentage Rate
Equity
as low as
5.99%
Annual Percentage Rate
Visa
as low as
5.99%
Annual Percentage Rate
Personal
as low as
5.49%
Annual Percentage Rate

Debit Card Rewards
Earn rewards automatically every time you shop with your existing CVFCU debit card at a participating retailer. Then redeem rewards for cash! Shop as usual and participating merchants will provide you with offers and discounts. We will email you when your rewards are available. Just be sure to redeem rewards before they expire!

Seeking Supervisory Committee and Board Members
A credit union is a financial cooperative owned by members for the benefit of members. At the core of this philosophy is a group of volunteer members who work on behalf of all of us.
The Board of Directors set policies and the direction of the credit union. The Supervisory Committee ensures the financial stability of the credit union through regular auditing of operational and accounting practices. This unique structure sets credit unions apart from banks – credit unions truly are run by the members for the members!
If you are interested, please complete the application form!
Holiday Skip-a-Payment
The extra money you need to make it through the holidays.... What better gift can you give yourself? You can save for holiday fun by skipping up to two months on your loan! Download the form.





