hand on steering wheel

Auto & Motorcycle Loan

Our loans come fully equipped with friendly rates and fast service


Whether your commute is short or long, whether you're hauling cargo or kids, whether your weekends are for family outings or motorcycle club rides, you need a vehicle that gets you where you want to go. At Central Virginia FCU, we offer affordable financing on cars, trucks, SUVs and motorcycles, plus an easy online application that gets you on the road in record time.

  • Competitive low interest rates for new and used vehicles
  • Up to 125% financing for qualified borrowers
  • Payment terms up to 84 months on new vehicles
  • Payment terms up to 75 months on new motorcycles
  • Easy pre-approval process for shopping convenience
  • 0.25% rate discount for online application (for non-promotional rates)
  • 0.5% discount for scheduling automatic monthly payment (for non-promotional rates)
 Our rates are low and our people are here to help you! We offer discounted rates when you sign up for automatic payments from your CVFCU account or apply for your loan online. There are no application fees, so we start saving you money before you even get the loan! We can provide approvals for most loans with a simple phone call to our Call Center so give us a call today!

If you have a loan with someone else, give us a chance to beat that rate! A better rate and term can lower your monthly payment and keep more cash in your pocket each month.