Checking that pays you back.
This account goes way beyond the convenience you expect. With Kasasa Cash Back® from Central Virginia FCU, every time you buy something with your debit card, you can get cash back in your pocket.
- Earn 5.00% cash back on debit card purchases^
- All purchases qualify
- Earn as much as $120 cash back per year, $10 per month
- Receive refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link this account to Kasasa Saver® and build your savings with automatic transfers
Don't worry about jumping through hoops with this free checking account. It's easy to open and we make it simple to maintain.
- No minimum deposit to open and no minimum balance to earn rewards
- No monthly maintenance fee
- Free use of online banking with bill pay, our mobile app and eStatements
Here's how to maximize your cash back
All you need to do is make sure these transactions and activities occur during each monthly qualification cycle:
- Post at least 1 direct deposit or ACH payment transaction
- Make at least 15 debit card purchases
- Enroll in and agree to receive eStatements
And if you don't meet these qualifications in a given month, don't worry. Your account is still free and you'll have another opportunity the following month.
Which Kasasa Checking account works best for you?
* Qualification Information
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
See one of our member service representatives or view specific Monthly Qualification Cycle dates below.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
NOTE: ATM fee reimbursements only apply to Kasasa Cash or Kasasa Cash Back transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Membership restrictions may apply.
Account approval, conditions, qualifications, limits, timeframes, enrollments, logins and other requirements apply.
No minimum deposit is required to open the account.
Monthly Direct Deposit/ACH credit/ACH debit are conditions of these accounts.
Enrollment in electronic services (e.g. online banking, e-statements) and logins may be required to meet some of the account's qualifications.
Limit of 1 account(s) per social security number/tax ID number.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Federally insured by NCUA
Trademarks:
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Kasasa Monthly Qualification Cycle Dates
The following dates apply to our Kasasa account(s). Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. Please refer to your account's Truth In Savings disclosure for your account's specific qualification requirements. To qualify for your account's rewards, all of your account's qualifying transactions must post and settle to your specific Kasasa account within the Monthly Qualification Cycle dates stated below. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account's rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account's rewards.