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Member Benefits

Lower loan rates, higher savings rates and fewer fees are standard benefits we offer every day...but wait, there’s more! Our members enjoy special discounts and deals from national and local retailers, insurance, travel and more!

A credit union is a financial cooperative owned by members for the benefit of members. At the core of this philosophy is  a group of volunteer members who work on behalf of all of us. 

The Board of Directors set policies and the direction of the credit union. The Supervisory Committee ensures the financial stability of the credit union through regular auditing of operational and accounting practices. This unique structure sets credit unions apart from banks – credit unions truly are run by the members for the members!

Should members have a concern or comment that cannot be addressed by management, contact the Supervisory Committee by mailing a letter to Central Virginia Federal Credit Union | Supervisory Committee | P.O. Box 1660 | Lynchburg, VA 24505 or emailing

All member communications are handled with the utmost confidentiality.