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In the Community

Showing the "Local" Love

We love working in your community because it's our community, too! Our mission is to provide helping hands to many efforts in our area. Here are some of the local events and charities we stay busy with throughout the year!
 
 
You can use most cards in the ATM but you will incur a fee each time – from us and possibly from your financial institution.) You can use your CVFCU ATM or debit card to access your credit union account for free, unlimited transactions in our ATM.

We are On Campus…and everywhere you need us to be! In addition to our On Campus branch and ATM, we have locations around Lynchburg. We also offer nationwide access to Shared Branches and ATMs that you can use as if you are at our locations.
 
How do I get money into this account?
You can deposit checks or cash, set up direct deposit into the account, use electronic transfers, use PayPal…etc…etc…. If you want to make in-person deposits outside of the Lynchburg area, find a Shared Branch. If you make a cash deposit, it should be available immediately. (Parents, this comes in handy if you need to get money to your child asap!)

Do my parents have to be on my account?
That depends…. If you are 18 or older, you can be on the account by yourself. Your parents will be able to put money IN but we won’t be able to give any information OUT to anyone other than you. That sounds pretty good…until you think it all the way through. If this will be the first checking account you will be managing, you may want an extra set of eyes and ears. And, besides, I know my Mama wouldn’t have put money into an account if I didn’t invite her to be on it! So, there’s that….

What’s this going to cost me?
There is a one-time $5 membership fee and a minimum balance of $5 in your savings per person on the account. (So, if you are going to join and have 2 parents joint on the account, you will need $20 – $5 for your membership and $15 for your savings account.) BTW, you have to have a savings account to belong to a credit union…that’s what entitles you to a vote and makes credit unions democratically controlled.

We have checking account options with no minimum balance and no monthly fee. Most students go with the Branchless account.

I want in! …so how do I do that?
We recommend joining at a CVFCU Branch or On Campus during your SOAR session. (Sorry, you can’t JOIN at a Shared Branch.) By setting up your account in person, you avoid the need for having signatures and IDs notarized and mailing stuff in.

If you join in person with us, you just need to bring your $5 membership fee, everyone who will be on the account (with a driver’s license, military ID or passport) and $5 per person for the savings account.
 
 
 
Brookville Bee Branch
In 2007, Your Community Credit Union established The Bee Branch at Brookville High School. This was the first student run credit union in Region 2000 with Campbell County Public Schools! The program was designed to work along with the new Personal Finance course requirement for graduation in Virginia high schools. And it was a great success that led to other student branches in the region! This mobile branch operates in the main lobby during all lunch periods and can be moved to other locations.

Our teacher sponsor is Debbie Lester. Mrs. Lester has received numerous awards from the VCEE as an outstanding Personal Finance Teacher. Her students have won multiple awards in the Annual Stock Market game and other personal finance activities.

EC Glass Hilltopper Branch
The Hilltopper Branch of EC Glass High School was established in the Fall of 2014 in partnership with Lynchburg City Schools. In addition to providing services to students at lunch, they also act as the financial institution in their “Reality Store”. ECG students are given an annual salary, family size and expenses all while learning to handle their finances.

The Hilltopper Branch assisted in a “Reality Store” simulation for the school by acting as the financial institution for the event. ECG Students in this event were given an annual salary, family size, and expenses. Our credit union student workers assisted in teaching how to setup accounts, the importance of savings, and tips for managing their paychecks! This is just another avenue for providing financial education using our unique resources!

Our teacher sponsor is Jordan Vennable. Mrs. Vennable is a personal finance teacher and is passionate about students applying the concepts of personal finance to handling their own money.
 
Jefferson Forest Cavalier Branch
In 2014, we were thrilled to add The Cavalier Branch at Jefferson Forest High branch, a Bedford County public school. The Cavalier Branch is a free standing branch inside the cafeteria. It is open for students each lunch period. Like all of our student branches, the goal is to instill the concept of saving and help teach students to become financially independent so they can make smart spending and investing decisions later in life.

Mrs. Jennifer Ferris is the teacher sponsor for this branch. Mrs. Ferris has been involved in teaching personal finance in a variety of ways in the classroom and through school projects. As well as a member of the Virginia Council on Economic Education Resource board.