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New to Borrowing?

That’s okay. We’ve done this before!

First Time Borrowers

  • Need a loan…but have never borrowed before?
  • Want to start establishing a positive credit history?

We’ve done this a few (thousand) times so we know how to help! You can get the cash you need and start establishing credit with our loan program for first-time borrowers.

The First Time Borrower Program is designed for any CVFCU member who has no borrowing history and meet financial qualifications. You must be 18 years or older to apply.

With a first-time loan and on-time payments, you’ll be on our way to establishing a strong credit history. Your Community Credit Union believes it’s important to help our members get off on the right foot from the very start!