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We help your community…because it’s our community, too! We give where we live! It is our mission to provide helping hands to many efforts in our area. We stay busy throughout the year with exciting and meaningful community events. Many of our community service efforts are focused on Financial Education.

Community Events “Showing Local Love”

We love working in our community! We are your friends and neighbors so what is important to you is important to us. Check out the local events and charities we assist with each and every chance we get!

CMN Annual Golf Tournament
We are celebrating our 20th Year of Helping Kids for Children’s Miracle Network! This annual event is held to raise funds for the local Children’s Miracle Network hospitals at Virginia Baptist and Lynchburg General Hospitals. These donations stay local to fund critical treatments healthcare services, pediatric medical equipment and
charitable care. 
Lemonade Stand Foundation for Childhood Cancer
Alex’s Lemonade Stand Foundation (ALSF) is a national childhood cancer foundation dedicated to raising funds for research into new treatments and cures for all children battling cancer. Our lemonade stand included fresh lemonade and homemade goodies from all our very own staff. (photos to add)

Financial Education “We Love Learning”

Our ultimate goal is to improve the quality of life through financial education. Our mission is to provide financial education to the youth and adults in our community... from K-Gray! We accomplish this by providing instruction through educational programs and materials to enhance the general understanding of personal finance.
Brookville Bee Branch
In 2007, Your Community Credit Union established The Bee Branch at Brookville High School. This was the first student run credit union in Region 2000 with Campbell County Public Schools! The program was designed to work along with the new Personal Finance course requirement for graduation in Virginia high schools. And it was a great success that led to other student branches in the region! This mobile branch operates in the main lobby during all lunch periods and can be moved to other locations.

Our teacher sponsor is Kim Scharnus. Mrs. Scharnus was with the branch during it’s inception and will be retiring after this school year. Her dedication to this program and her students was a key to this branch’s success.

EC Glass Hilltopper Branch
The Hilltopper Branch of EC Glass High School was established in the Fall of 2014 in partnership with Lynchburg City Schools. In addition to providing services to students at lunch, they also act as the financial institution in their “Reality Store”. ECG students are given an annual salary, family size and expenses all while learning to handle their finances.

The Hilltopper Branch assisted in a “Reality Store” simulation for the school by acting as the financial institution for the event. ECG Students in this event were given an annual salary, family size, and expenses. Our credit union student workers assisted in teaching how to setup accounts, the importance of savings, and tips for managing their paychecks! This is just another avenue for providing financial education using our unique resources!

Our teacher sponsor is Jordan Vennable. Mrs. Vennable is a personal finance teacher and is passionate about students applying the concepts of personal finance to handling their own money.
Jefferson Forest Cavalier Branch
In 2014, we were thrilled to add The Cavalier Branch at Jefferson Forest High branch, a Bedford County public school. The Cavalier Branch is a free standing branch inside the cafeteria. It is open for students each lunch period. Like all of our student branches, the goal is to instill the concept of saving and help teach students to become financially independent so they can make smart spending and investing decisions later in life.

Mrs. Jennifer Ferris is the teacher sponsor for this branch. Mrs. Ferris has been involved in teaching personal finance in a variety of ways in the classroom and through school projects. As well as a member of the Virginia Council on Economic Education Resource board.

Lynchburg College Campus Branch
Your Community Credit Union On Campus is a student run branch and full service ATM located in the Drysdale Student Center outside of the Campus Store. The branch is open two afternoons per week with hours posted at the beginning of each semester. The ATM is available 24/7! Make deposits, withdrawals, check your balance, transfer funds…everything you need in the safety and security of your campus student center. We have been serving Lynchburg College students, staff and faculty for over 20 years!
How do I get money into this account?
You can deposit checks or cash, set up direct deposit into the account, use electronic transfers, use PayPal…etc…etc…. If you want to make in-person deposits outside of the Lynchburg area, find a Shared Branch. If you make a cash deposit, it should be available immediately. (Parents, this comes in handy if you need to get money to your child asap!)

Do my parents have to be on my account?
That depends…. If you are 18 or older, you can be on the account by yourself. Your parents will be able to put money IN but we won’t be able to give any information OUT to anyone other than you. That sounds pretty good…until you think it all the way through. If this will be the first checking account you will be managing, you may want an extra set of eyes and ears. And, besides, I know my Mama wouldn’t have put money into an account if I didn’t invite her to be on it! So, there’s that….

What’s this going to cost me?
There is a one-time $5 membership fee and a minimum balance of $5 in your savings per person on the account. (So, if you are going to join and have 2 parents joint on the account, you will need $20 – $5 for your membership and $15 for your savings account.) BTW, you have to have a savings account to belong to a credit union…that’s what entitles you to a vote and makes credit unions democratically controlled.

We have checking account options with no minimum balance and no monthly fee. Most students go with the Branchless account.

I want in! …so how do I do that?
We recommend joining at a CVFCU Branch or On Campus during your SOAR session. (Sorry, you can’t JOIN at a Shared Branch.) By setting up your account in person, you avoid the need for having signatures and IDs notarized and mailing stuff in.

If you join in person with us, you just need to bring your $5 membership fee, everyone who will be on the account (with a driver’s license, military ID or passport) and $5 per person for the savings account.
Financial Literacy Community Outreach
Each year Your Community Credit Union offers financial literacy workshops to schools, colleges, and civic groups. And of course special sessions and webinars free to our membership too!

Our goal is to make our community a better place with financially informed youth and adults. It is our pleasure to provide resources and materials.

If you are interested in a presentation by one of our credit union representatives please contact Kim Wilkerson, VP Marketing at
Local Scholarship Program
Central Virginia Federal Credit Union provides a $1,000 scholarship toward tuition or other related fees to a CVFCU member who is a high school senior entering an accredited college or university. This scholarship is based on merit and citizenship of the student, rather than financial need.

The student must be a member of the credit union by December 1, 2017 and applications for consideration are due no later than April 13, 2018
Affordable Rides
Your Community Credit Union has partnered with Lynchburg Community Action Group (LYNCAG) and Enterprise Car Sales to bring Affordable Rides, a car purchase program for low-income families, to our local community. Cars are selected for reliability, mileage, and affordability from the Enterprise Car Sales fleet with Financing and Financial Education provided by Central Virginia FCU.

Affordable Rides is available to those living in Region 2000 whose household income is at or below 300 percent of the poverty level. Other requirements in the program include successful completion of three hours of free financial education and attendance of a two-hour vehicle maintenance class. For More Information contact Danielle Hamilton 434/528-9016 ext 1411

Lynchburg Affordable Rides
Lynchburg Community Action Group,Inc.
926 Commerce Street
Lynchburg, VA 24504
Fax: 434-845-1547